Engeri y'okwongeramu omuzingo gw'okwewola

Amabanja Kyakyusibwa 14 Aug 2026 Ekyafulumizibwa 1

Ekifunze

Teekawo eky'okuyazika: ekifaananyi ekiteekawo omuwendo, amagoba, ekiseera n'amateeka g'okusasula buli muntu ayazika ng'akozesa ekyo.

Ebitundu 4 · Ebitundu 8. Era kiyitibwa: loan type, loan scheme, credit product.

Ebyetaagisa okusooka

  • Okuyingira mu CAMS ng'olina obuyinza ku Settings n'ebintu by'okuyazika.
  • Amagoba ag'ateekebwawo ku tab ya Interest Rate. Laba Fees and rates.
  • Omuwendo, amagoba n'amateeka g'okusasula nga gamaze kukkirizibwa ab'ebyensimbi n'ab'okuyazika.

Enkola y'okukola

  1. Yingira mu CAMS. Laba Okuyingira mu CAMS.

  2. Mu menu eri ku kkono, gaziya Settings, oluvannyuma nyiga Products. Product Setup egula ku tab ya Loan Product.

    Omuko gwa Product Setup guguddewo ku tab ya Loan Product, gulaga eby'okuyazika eby'ateekebwawo n'amagoba gaabyo, omuwendo gw'okuyazika n'ekiseera
    Figure 1: Omuko gwa Product Setup guguddewo ku tab ya Loan Product, gulaga eby'okuyazika eby'ateekebwawo n'amagoba gaabyo, omuwendo gw'okuyazika n'ekiseera

  3. Noonya mu lukalala okusooka ng'okozesa erinnya, olemewo okuteekawo ekirala ekifaanana.

Kulabula: Okukyusa eky'okuyazika abantu kye bamaze okuyazikako kikosa eby'okuyazika ebirala eby'ateekebwawo oluvannyuma. Kkiriziganya n'abakola ku by'okuyazika okusooka.

  1. Nyiga ku kifo ky'okwongerako (+). Foomu y'okuteekawo egula.

  2. Teeka Erinnya ne Okunnyonnyola, oluvannyuma londa Ekika ky'okuyazika, gamba nga Business Individual Loans.

  3. Mu Terms, teekawo Omuwendo gw'okuyazika ogusinga obutono n'Omuwendo gw'okuyazika ogusinga obunene, Ekiseera ky'okuyazika, Grace Period yonna n'oba ng'amagoba gakola mu kiseera ekyo. Yongerako Multiplier on Savings/Shares singa eby'okukuumibwa biteeka ekkomo ku ky'okuyazika.

    Ekitundu kya Terms eky'eky'okuyazika, kiraga omuwendo gw'okuyazika ogusinga obutono n'ogusinga obunene, ekiseera ky'okuyazika ne grace period
    Figure 2: Ekitundu kya Terms eky'eky'okuyazika, kiraga omuwendo gw'okuyazika ogusinga obutono n'ogusinga obunene, ekiseera ky'okuyazika ne grace period

  4. Mu Interest, teekawo Interest Rate n'Enkola y'Okubala Amagoba. Flat ebala amagoba ku muwendo ogusooka; Reducing Balance egabala ku kyo ekikyali kyamabanja. Mu Income, teekawo Configure Type (gamba nga Accrual) n'ekiseera amagoba we gakolela.

  5. Mu Repayments, teekawo Repayment Strategy (enteekateeka y'okusasula eby'okuyazika, amagoba n'omuwendo omukulu) wamu n'amateeka g'okusasula mu maaso, ennaku ezitakolebwako, okubala obupya n'amateeka ga compounding. Eky'okuyiga ekiddako kimaliriza foomu.

Ekitundu ekisigadde eky'eky'okuyiga kino kikwata ku ky'okuyazika kyenyini. Kwata era osuume okusaba (ebitundu 3–4), yongerako abakakasa era okkirize (5–6), sasula (7), oluvannyuma osasule, oyongereko, okyuse enteekateeka y'okusasula era oggyeko (8–11). Okusaba kuyita mu kukkirizibwa wansi wa Accounts > Applications; bwe kimaze okusasulwa, akawunti ebeera wansi wa Accounts > Loans.

Ebizibu eby'abulijjo n'Ebibuuzo eby'ebuzibwa ennyo

  • Tewali button ya kwongerako (+). Ekifo kyo kiyinza okuba nga kiraga bya kulaba byokka. Saba omuddukanya akukwase obuyinza ku bintu by'okuyazika.
  • Interest rate gye njagala tewali. Giteekeewo ku tab ya Interest Rate okusooka, oluvannyuma oggule foomu obupya.
  • Abantu bayinza okuyazika ku kyo kati? Nedda — eky'okuyazika kirina okusooka okukuumibwa era kissa mu Active.

Ddayo ku musomo: Okukwasaganya Emiyenda