Wakandi Essomero

Yiga CAMS.
Kulaakulanya SACCO yo.

Yiga CAMS.
Kulaakulanya MFI yo.

Emisomo, ebiwandiiko ebya buli mutendera ne podikasiti eby'obwereere eri abakozi ba SACCO ne bammemba — mu Lungereza, Luganda ne Swahili.

11 emisomo · 190 ebiwandiiko · 56 podikasiti
Emisomo

Emisomo entegeke, essomo ku ssomo

Buli musomo gutwala omuntu ali mu mulimu gumu okuyita mu CAMS okuva ku ntandikwa okutuuka ku nkomerero — maliriza amasomo, oluvannyuma okole ebibuuzo ku poutaali y'abayizi ofune satifikeeti.

Amabanja

QuickLoan

Instant, automated micro-lending for SACCOs, MFIs and microfinance cooperatives — how QuickLoan works, and how members borrow it in the Member App and by USSD.

6 amasomo ebibuuzo
Tandika omusomo
Apo ya Bammemba

Okukozesa App y'Omumemba

Buli kye mmemba asobola okukola mu app: okuyingira, okutereka, okuggyaayo, okwewola n'okusasula, n'okukwasaganya profayiro n'ebikukwatako.

11 amasomo ebibuuzo
Tandika omusomo
Alipoota

Lipooti ne Data

Noonya era ozikozese lipooti mu CAMS: ekifo ky'lipooti, lipooti z'emyaaka, ne lipooti z'okutereka.

9 amasomo ebibuuzo
Tandika omusomo
Bammemba

Obuddukanya bw'Abammemba

Okutondawo n'okukuuma abammemba: emisono egya buli kimu, akaunti z'okutereka n'okugabana, KYC n'obubaka obuwagira, ne PIN y'eby'okukola.

11 amasomo ebibuuzo
Tandika omusomo
Amabanja

Okukwasaganya Emiyenda

Okukwasaganya eby'ebbanja okuva ku ntandikwa okutuuka ku nkomerero: ebyamaguzi, okusaba n'okukkiriza, okugaba ssente, obukwasi n'abawa obujulizi, n'okukyusa enteekateeka.

11 amasomo ebibuuzo
Tandika omusomo
Omuwanika n'Omusasuzi

CAMS eri Abaweereza

Gezaako obukugu bwo obwa buli lunaku obw'omuteleka mu CAMS: okuweereza abammemba, okukola emirimu gy'ensimbi, n'okukebera ensimbi ezisigaddeyo. Yita mu mtihani okufuna satifikeeti yo eya Wakandi.

9 amasomo ebibuuzo
Tandika omusomo
Entegeka n'Obuvunaanyizibwa

CAMS Okuddukanya

Okuddukanya CAMS: abaddukanya, ebiterekebwa n'ebintu by'emigabo, enkola ya SACCO, ennaku z'okuwummula, n'emisoso, ebibonerezo n'amagoba.

8 amasomo ebibuuzo
Tandika omusomo
Okutandika

CAMS Ebikulu eby'Obukulembeze

Tandika mu CAMS Admin: yinjira, okumanya engeri gye kikola, okunoonya mmemba, n'okuwandiisa mmemba omupya.

9 amasomo ebibuuzo
Tandika omusomo
USSD

Obubbangisa nga bakozesa USSD

Kozesa SACCO yo okuva ku ssimu yonna nga USSD. Teekawo PIN yo, wanika, kebera ensimbi eziri ku akawunti, wewole n'oddize, era osaasule ku akawunti.

9 amasomo ebibuuzo
Tandika omusomo
AML n'Obugoberezi

Okuziyiza Okwoza Ssente eri SACCOs

Money laundering kye kiki, bwe kituuka mu kibiina ky'okutereka n'okwewola, n'ekyo ky'osuubirwa okukola ku ky'ekyo. Kitandika n'amagezi buli mukola g'alina okuba nagwo, oluvannyuma ne kikwata ku kyakukozesa kya Wakandi ekya AML Risk Monitoring ekikifuula omulimu ogwa buli lunaku.

19 amasomo ebibuuzo
Tandika omusomo
Okubala Ssente

Eby'okubala ebitabo mu CAMS

Teekawo era oduukanye ebitabo bya SACCO mu CAMS: olukalala lw'akawunti, okukwataganya, n'lipooti z'ebyensimbi.

9 amasomo ebibuuzo
Tandika omusomo
Amawulire Amaggya

Ebiwandiiko ebisembyeyo

Alipoota

Find loans still holding blocked guarantor or collateral funds

Find loans that are closed, rescheduled or topped up but still hold blocked guarantor or collateral funds, so you can release that money back to the members it belongs to. About 2

Soma ebisingawo
Amawulire Amaggya Released 10 September 2026

Quick loan repayments over USSD go to the right wallets

Quick loan repayments made through USSD now split correctly between the collection and disbursement wallets, with fees deducted from the fees wa

Soma ebisingawo
Amawulire Amaggya Released 8 September 2026

Business Account access and a run of fixes

This build is mostly about Business Account access controls, along with a run of ledger, teller and reporting fixes. Business Account access now

Soma ebisingawo
Amawulire Amaggya Released 4 September 2026

a ledger statement fix

A small follow-up fix correcting a ledger statement that was leaving out rows counted in its running balance. Also improving - A ledger statement

Soma ebisingawo
Bammemba 3 eddakiika · 6 amadaala

Check whether a member is dormant, and bring them back

Check whether a member is Dormant, see what put them there, and set them back to Active.

Soma ebisingawo
Amabanja 3 eddakiika · 12 amadaala

How to repay a loan using a blocked amount

Record a loan repayment paid from money that is blocked (held back and not available to spend) on the member's own account.

Soma ebisingawo
Bammemba 3 eddakiika · 8 amadaala

How to close a Fixed Deposit account

Close a member's Fixed Deposit account, either by letting it run to its maturity date or by paying it out early with a premature withdrawal.

Soma ebisingawo
Bammemba 4 eddakiika · 11 amadaala

How to open a Fixed Deposit account for a member

Open a Fixed Deposit account for a member, where an agreed amount is locked away for a set term and earns interest.

Soma ebisingawo
Entegeka n'Obuvunaanyizibwa 3 eddakiika · 7 amadaala

How to unblock an administrator whose login is locked

Clear the login lock (the block CAMS puts on a sign-in after repeated failed attempts) so a locked-out administrator can sign in again.

Soma ebisingawo
Amabanja

How QuickLoan works, end to end

Every month, a member with an urgent need skips your queue for a mobile lender that answers in seconds instead of days — and the interest that could have stayed with your SACCO lea

Soma ebisingawo
USSD

Laba engeri menyu ya USSD gy'ekolamu

Gezesa menyu ya Wakandi USSD yonna ku ssimu ey'ekigezeso — koona, ddamu, oyite mu buli lugendo nga tokutte ku akaawunti ntuufu. Engeri y'okugikozesa 1. Londa eggwanga lyo w

Soma ebisingawo
Amabanja 3 eddakiika

Set Up an Everlasting QuickLoan Campaign (Generic Open Amount)

One QuickLoan campaign, one link that keeps working — even for members who missed, deleted, or forgot the original text message.

Soma ebisingawo
Obufuzi 4 eddakiika

Amateeka agafuga SACCO yo: Amateeka, ebiragiro n'amateeka ag'omunda

Buli SACCO ebeera mu nkola y'amateeka. Amamu gaava mu mateeka n'akulira, ate amamu SACCO yegawandiikira. Okumanya etteeka erikola, n'okuliku

Soma ebisingawo
Omuwanika n'Omusasuzi 4 eddakiika · 6 amadaala

Apply or reverse a fee or penalty at the counter

Charge a fee or penalty to a member at the teller counter — and reverse one that was applied wrongly.

Soma ebisingawo
Omuwanika n'Omusasuzi 4 eddakiika · 7 amadaala

Take a shares deposit or withdrawal at the counter

Record a member buying shares, or withdrawing from their share account, at the teller counter.

Soma ebisingawo
Ebyensimbi 3 eddakiika

Ebiwandiiko by'ensimbi n'okulipoota eri Omuwandiisi Omukulu

Buli shillingi SACCO gy’ayingiza n’egifulumya ekomerereza mu biwandiiko byayo eby’ebyensimbi. Ebiwandiiko ebyo, bwe biba nga byakolebwa mu b

Soma ebisingawo
Obumemba 3 eddakiika

Emasheya n'Amagabana

Omuntu bw'ayingira mu SACCO yo, takyagulawo akaawunti yokka. Aba afuuse omu ku bannannyiniyo. Obwannannyini obwo bukwatagana n'amagabane

Soma ebisingawo
Obumemba 3 eddakiika

Obwammemba: okwegatta, eddembe n'okuvaamu

A SACCO eya babamemba bayo. Bebagiyina, bagiteekaamu ssente era bebagifuga. Amateeka amatuufu ag'obumemba (ani ayinza okwegatta, kiki kyebak

Soma ebisingawo
AML n'Obugoberezi 3 eddakiika · 5 amadaala

Engeri y'okukebera erinnya ku lukalala lw'abantu abakomezeddwa

Kebera omuntu oba ekitongole ku lukalala lw'abantu abakyamu olw'ensi yonna ne ku lukalala lwo olw'omu kitundu.

Soma ebisingawo
Obumemba 3 eddakiika

Eby'abakozi n'ebisookerwako mu kuddukanya abakozi

A SACCO eba nnamanyi nga abantu abagiddukanya bwe bali, era abantu baddukanyizibwa bulungi singa amateeka gawandiikibwa nga teganneetaagisa.

Soma ebisingawo
Ebyensimbi 3 eddakiika

Obuwanguzi bw'ensimbi n'ebipimo ebikuuma SACCO yo nga ennywevu

Liquidity kye kisobozesa SACCO yo okusasula abammemba bwe basaba, okukola ku by'okuggya ssente n'okuwa amabanja agakkiriziddwa nga bwe gatuu

Soma ebisingawo
Enkola y'okuwola 3 eddakiika

Okuteeka akatale ku bboodi: Ebisale, amagoba n'ebibonerezo

Akagula ka looni kakira amagoba gako. Ke bisale, enkola y'amagoba, ebibonerezo n'ekiseera ky'okusasulira byonna wamu, era abammemba basaana

Soma ebisingawo
Enkola y'okuwola 3 eddakiika

Okuteekawo eky'okwewola ekipya

Eky'okuyambako eky'obukopo ekipya tekisaanidde kutandika na "ka tugende tuteekeewo eky'obukopo ekipya." Kisaanidde kutandika n'ekyetaago ky'omuku

Soma ebisingawo
Entegeka n'Obuvunaanyizibwa

Embeera y'Akawunti y'okutereka

Akaunti z'okutereka ziyinza okuba n'embeera ezenjawulo nga bwe zino wansi Ekyakola Abatereka bakkirizibwa okukola okussaako n'okuggyako ssente ng'embeera y'akaunti ekyakola. Etakya

Soma ebisingawo
Entegeka n'Obuvunaanyizibwa 3 eddakiika · 6 amadaala

Engeri y'okwongerako emitwalo gy'amagoba

Gattako obutale bw'enzirisa obukozesebwa ebintu byo eby'okwewola n'okutereka, wamu n'ekiseera n'engeri buli butale bwe bukola.

Soma ebisingawo
Okutandika 2 eddakiika · 4 amadaala

Akawonvu ka CAMS

Soma Dashboard: kaadi ne kaati ebikubaawo buli lwe yingira mu CAMS Admin.

Soma ebisingawo
AML n'Obugoberezi 2 eddakiika

Ekiraga kya Lipooti za AML

Noonya lipooti ekitongole kyo kibanja abakulu b'obuyinza era ogoberere buli emu okuva ku mulembe ogw'okubanza okutuuka ku mulembe ogw'okuweereza.

Soma ebisingawo
AML n'Obugoberezi 3 eddakiika · 5 amadaala

Engeri y'okugobereramu eky'okukola n'okulaba amateeka ki agakoze

Noonya obutereke obumu era olabe amateeka ki ddala agabukoleddwako n'agabukwatagana nago.

Soma ebisingawo
Okubala Ssente 3 eddakiika · 6 amadaala

Zuula eky'okuyingiza ekivuddeko obulabe obukyamu

Olukusale Noonya obutali bwenkanya mu bbalansi ya leja okutuuka ku kifo ekwabuleeta, teekawo ekikyamu, era olage nti bbalansi zikomyewo okwenkana.

Soma ebisingawo
Okubala Ssente 8 eddakiika · 10 amadaala

Wandiisa eky'obugagga ekisanyizibwa era oteekeewo okukendeera kw'omuwendo gwakyo

Oliggya eky'obugagga ekimu ekiguliddwa mu lukalala lw'eby'obugagga ebitakyuka era n'olonda engeri gye kikendeeramu omuwendo.

Soma ebisingawo
Okubala Ssente 3 eddakiika · 6 amadaala

Kebera enaku z'omwaka gw'ebyensimbi nga tonnaba kuteeka oba okulipoota

Noonya emyaka gy'ebyensimbi ekitongole kyo gye kyateekawo, era ofune ennaku entuufu eza buli kintu ky'oyisa oba lipooti gy'okola.

Soma ebisingawo
USSD 3 eddakiika · 8 amadaala

Teekawo ku akawunti yo ey'amasheya nga okozesa USSD

Oyingiza ssente mu akawunti yo eya shares eya SACCO okuva ku ssimu yonna, ng'okozesa akamenyu ka USSD.

Soma ebisingawo
Okutandika 4 eddakiika · 8 amadaala

Kyusa namba y'essimu y'omukulembeze oba kampuni y'essimu

Kyusa namba y'essimu oba omukulembeze w'ekitongole ky'essimu (MNO) ku mukono gw'omuntu, oluvannyuma kakasa nti enkyukakyuka ekoze.

Soma ebisingawo
Omuwanika n'Omusasuzi 5 eddakiika · 7 amadaala

Ongera omusolo ku mmemba n'ogoberera kye balina okusasula

Wongeza omusolo ku fayiro y'omukulembeze, oluvannyuma okekebeze omukulembeze ky'akyali abanja.

Soma ebisingawo
Alipoota 3 eddakiika · 6 amadaala

Kola n'okuwanika ripooti ya SASRA ku kaseera.

Kola SASRA Form 2A Capital Adequacy ku kaseera kamu ak'okuwa lipooti n'okukikuuma. Buli foomu ya SASRA egoberera engeri eno. Nga d

Soma ebisingawo
Alipoota 3 eddakiika · 7 amadaala

Kakebere nti ensimbi z'abammemba zituukagana n'ekitabo ky'ebbalansi

Kakasa nti ensimbi z'abammemba mu CAMS zikwatagana n'ebiwandiiko by'ensimbi mu bitabo byo nga tonnaggalawo ekiseera.

Soma ebisingawo
Okutandika 4 eddakiika · 8 amadaala

Okukkiriza ebiwandiiko bya KYC bya mmemba

Kkiriza ebiwandiiko bya KYC by'omukulembeze ku tab ya KYC, okusobola okukola nti obukwate bwe obwa KYC buva ku Pending.

Soma ebisingawo
Enkola y'okuwola 3 eddakiika

Okukuuma emboleko zo

Obukuumi bw'amabanja, olumu buyitibwa credit-life cover, busasula amabanja g'omukulembeze agaba gasigadde bw'afa oba bw'akosebwa obutadd

Soma ebisingawo
Ebyensimbi 3 eddakiika

Okuteekawo bajeti n'okugiddukanya

Bbaajeti y'e SACCO yo pulani y'ebyensimbi ey'omwaka: ky'osuubira okufuna, ky'olowooza okukozesa, n'engeri gy'olinga okukula. Okukola

Soma ebisingawo
Obufuzi 3 eddakiika

Enkola z'okulondoola ez'omunda buli SACCO zeetaaga

Enkola z'okwekebejja ez'omunda ze zikebera buli lunaku okukuuma ssente z'abammemba nga zitereke. Zikakasa nti tewali muntu omu ayinza kutam

Soma ebisingawo
Obufuzi 3 eddakiika

Enkola y'okudukanya: akakiiko akakulu, obukiiko n'olukuŋŋaana olukulu olwa buli mwaka

Gavumenti ennungi y’engeri abammemba gye basigalamu nga be bafuga SACCO yaabwe. Eno y’enkola ey’okuteekawo amateeka, okukebera ebitabo, n’ok

Soma ebisingawo
USSD 2 eddakiika · 5 amadaala

Teekawo oba okyuse USSD PIN yo

Ebituukirira Teekawo USSD PIN yo omulundi ogusooka, oba kyusa ogwo gw'eerabidde, olyoke osobole okutambuza ssente okuva ku ssimu yo.

Soma ebisingawo
Apo ya Bammemba 3 eddakiika

Enteekateeka: olulimi, ebiwandiiko, ebikwata ku bbanka n'ensimbi ez'oku ssimu

Okulambula akamenyu ka More , w'okyusiza olulimi n'okukebera ebiwandiiko, amannya g'oku banka n'ag'oku ssimu ag'ensimbi (mobile-money) SACCO yo g'ekukuumira.

Soma ebisingawo
Apo ya Bammemba 2 eddakiika · 4 amadaala

Laba ne kyusa profile yo

Kola okwekenneenya era olongose ebyakwo — erinnya, email ne namba y'essimu — mu app y'obumemba.

Soma ebisingawo
Apo ya Bammemba 4 eddakiika · 8 amadaala

Engeri gy'osabamu ebbwaala

Okufuna obukulu Saba looni ya SACCO mu app y'omukulembeze: londa eky'okulonda eky'obulonzi, jjuza foomu, era gitume okwekenneenyezebwa.

Soma ebisingawo
Podikasiti

The Growth Room n'ebirala

What your money costs before you lend it
Borrowed Money

Joy and James on the four costs that set the lowest rate you can lend at, when the money you lend was borrowed first.

Okusoma eky'okwewola: Ebintu bitaano ebya C
The Growth Room Ekitundu 3

Joy ne James ku C ezitaano ez'okuwola — Empisa, Obusobozi, Obusimbi, Akakalu n'Embeera — olukalala olwangu, olw'enkola olw'okwekebejja obuwola ng'onnakubukkiriza.

Okufiirwa okw'ekyama — okudiza okuwola kw'ofiirwa eri apps za ssimu
The Growth Room Ekitundu 1

Joy ne James ku kufiirwa okw'ekyama buli SACCO lw'erina — emiwola abammemba gye batwala okuva ewa Fuliza ne Tala — n'enkola ssatu ez'okuddiza obuwola obwo (n'amagezi) eri SACCO.

Kukula ku bwesigwa — ekikwaso eky'ekyama kyonna ekirala kye kisinziirako
The Growth Room Ekitundu 2

Joy ne James ku kwesigigwa ng'ekintu ekisobozesa okukula — lwaki abakiise batera okutereka ebisingawo gy'ebitabo bisobola okukakasibwa, n'engeri ssatu ez'enkola okukyusa "nkwesige" okufuula "wekeberere wekka".

Ebbaleeta emu oba amakumi asatu? Okukozesa ssente ze zimu okukola emirundi ekkumi n'amaanyi agasingawo
The Growth Room Ekitundu 4

Joy and James bakola okubala okumu: ssente ze zimu ez'awolwa omulundi gumu okumala omwaka, oba ez'awolwa emirundi n'emirundi mu nsimbi entono ezikomawo buli mwezi. Ebitundu kkumi na bibiri ku kikumi omulundi gumu ng'ogeraageranya n'ebitundu kkumi ku kikumi emirundi kkumi n'ebiri — emirundi kkumi egy'ensimbi z'ofuna, okuva mu kitabo ky'olina dda. Era osobola okukikola ku bwereere.

Okukebera ebitabo: ey'omunda n'ey'ebweru
SACCO Management

Joy ne James ku kye kikeberwa mu kukebera ebitabo (audit), lwaki abammemba balina okukiriza okukebera ebitabo, n'engeri y'okwetegekera omukebezi w'ebitabo nga tannatuuka.

Okuteekateeka bajeti n'okugikwasisa
SACCO Management

Joy ne James ku kuzimba bajeti akakiiko k'abakulira gye bakubuuza, era ne ku kukebera okwa buli mwezi okukifuula okuva ku kiwandiiko okudda mu ky'okuddukanya.

Okukwasaganya ensente n'obukugizi bwazo
SACCO Management

Joy ne James ku mitindo mitono egy'ensimbi egiyimiriza okufiirwa nga tekunnatandika, okuva ku kukuuma ensimbi abantu babiri okutuuka ku kubala okw'olunaku.

Ani akola ki: emirimu gy'omu SACCO egikulu
SACCO Management

Joy ne James ku ani akola ki mu SACCO, n'ensonga lwaki olukoloboze wakati wa boodi n'abakulembeze lwe lukulu ennyo.

Okuddukanya amabanja agayiseewo ekiseera: PAR n'okuzzaayo amabanja
SACCO Management

Joy ne James ku kusoma obukwate bwo obuli mu kabi mu bwesimbu, n'okuddizaayo amabanja agayiseeko awatali kuleka mmemba.

Okufuga: Olukiiko olukulu, obukiiko n'Olukiiko Olukulu Olw'Omwaka
SACCO Management

Joy ne James ku lukiiko olufuzi, obukiiko obw'enjawulo n'olukiiko olukulu olwa buli mwaka: ani asalawo ki, n'engeri obukulembeze obulungi gye bukuuma ssente z'abammemba eziterekeddwa.

Enkola ez'omunda ez'okulondoola buli SACCO z'eetaaga
SACCO Management

Joy ne James ku nkola SACCO gy'etayinza kutambula nga teziriiwo, era ne ku kukebera okwangu okukwata obuzibu nga bukyaali butono.

Okwekenneenya emboleko: C ezitaano
SACCO Management

Joy ne James balambula ebya five Cs ez'okuwola nga olukalala olw'omugaso okwekenneenya okusaba kw'okuwola nga tonnakukkiriza.

Okuwandiika enkola y'emboleko ennungi
SACCO Management

Joy ne James ku bintu ebisaanidde okuba mu nkola y'okuwola, era n'ensonga lwaki okuwandiika ebiragiro kye kifuula ebisalawo by'okuwola okuba ebisobola okuteekebwako ensonga.

Okukuuma emboleko zo
SACCO Management

Joy ne James ku kukuuma amabanja ge mwawadde, okuva ku bawakisa n'ebyokwerinda okutuuka ku bwa inshuwalensi n'okugoberera okukuumira ebbanja nga liba lisasulwa obulungi.

Okuteekawo ekyamagero ky'okuwola ekipya
SACCO Management

Joy ne James ku ngeri gye batandikaamu eky'okuwola ensimbi okuva ku kyetaago ky'omujja okutuuka ku kukitongoza, n'ensonga lwaki akatandiko akatono kaba ka bbeeyi ntono okusinga ekikyamu ekikulu.

Ebiwandiiko by'ebyensimbi n'okuwa lipooti eri Omuwandiisi Omukulu
SACCO Management

Joy ne James ku lipooti ssatu buli SACCO z'efululmya, n'okuwaayo lipooti eri Omukulu w'abawandiisi awatali kusattira kw'enkomerero y'omwaka.

Obuwanguzi bw'ensimbi n'ebipimo ebiyamba okukuuma SACCO yo nga eramu
SACCO Management

Joy ne James ku bipimo bitaano eby'okukebera buli mwezi, era n'okukuuma ensimbi ezimala awatali kuleka nsimbi kugalamira.

Obumemba: okwegatta, eddembe n'okuvaamu
SACCO Management

Joy ne James ku ani ayinza okwegatta, ebyo mmemba by'alina okufuna, n'ebyo ebirina okumalirizibwa nga tewannabaawo agenze.

Okuteeka omuwendo ku looni: ebisale, amagoba n'ebibonerezo
SACCO Management

Joy ne James ku ngeri y'okuteeka akatale ak'obwenkanya ku looni, era n'ensonga lwaki ebitundu kkumi ku kikumi ebyo bwe bumu bisaasanyiza mmemba ssente ntono nnyo ku ngeri y'okukendeeza ku nsimbi enkulu okusinga ku ngeri y'ekigero ekimu.

Emigabo n'amagaane
SACCO Management

Joy ne James ku lwaki emigabo gye gy'obwanannyini so si kutereka ssente, ne ku kye kyetagisa okubeerawo nga amagoba agagabanyizibwa tennalangirirwa.

Ebikulu mu by'abakozi n'okubafuna
SACCO Management

Joy ne James ku kuzimba enteekateeka y'abakozi ekola, okuwandiika abakozi mu bwenkanya, n'okuteeka ebiragiro by'emirimu mu buwandiike.

Amateeka agafuga SACCO yo: Amateeka, ebiragiro n'amateeka g'omunda
SACCO Management

Joy ne James ku mitindo ena egy'amateeka SACCO gy'egoberera, okuva ku Tteeka okutuuka ku katabo k'enkola ky'okozesa buli lunaku.

Okukyusa abakakasa b'eky'okuwola okubafuula Self yokka
Podcast

Joy and James ku nteekateeka y'abawa obujulizi buli eky'okuyazika kye kiba nakyo: lwaki SACCO eggalirawo oluggi ku bammemba abawa obujulizi, enkyukakyuka ey'eddakiika bbiri mu CAMS, era n'ekibaawo ku by'okuyazika ebitambula dda.

Okuggulawo eky'okuyambako ku bbanja eri abawolereza b'abammemba — era n'okuteekawo bameka
Podcast

Joy ne James ku nsonga y'okukkiriza abammemba okweyimirirana amaloani gaabwe: ebifo bibiri eby'okukyusa mu CAMS, lwaki omuwendo guba gwa wansi so si gwa waggulu, n'omutego gw'akaawunti enjerere ogukwata obukiiko bw'amaloani.

Lwaki okutereka?
Money Matters

Joy ne James ku kutereka ng'ekisalawo ky'okola okusooka okusinga ekyo ekisigalawo — era ku lwaki ebyafaayo byo eby'okutereka bye bikufunira obukopo mu SACCO.

Lwaki okwegatta ku SACCO?
Money Matters

Joy ne James ku kiki ekifuula SACCO okwawukana ne bbanka oba app y'okuwola ssente: oli nanyini kitundu kyayo, ebisigalawo bikuddirira, era n'ebiwandiiko byo eby'okutereka ssente biddira obuyonjo.

Lwaki okwewola — era lwaki okwewola mu buvunaanyizibwa?
Money Matters

Joy ne James ku njawulo wakati w'okwewola okukugaggawaza n'okwewola okukukendeeza obugagga, n'empisa ennya ezikuumira ekyewolebwa ku ludda olutuufu olw'olunyiriri olwo.

Ddi lw'osaana okwewola ssente?
Money Matters

Joy ne James ku ntegeka y'obudde: ebibuuzo bina by'olina okuddamu nga tonnasaba, lwaki okwewola ssente ezisaliddwawo leero kiba kya kukkaanya, n'engeri y'okusabamu entegeka y'okusasula etandika ssente zo lwe zituuka.

Lwaki okusasula looni yo ku mulembe?
Money Matters

Joy ne James ku kye kisasula okusindika ekisenge ky'omwenda ekikererezi — ekibonerezo, amagoba ag'okweyongerako, ebyafaayo byo, omwenda gwo oguddako n'abakuumi bo — era lwaki olukonko olw'okuba n'olwo luba lwa mu maaso g'olunaku lw'okuliyirira, so si oluvannyuma.

Ngeri ki obutereke obutono gye bukuyamba okukula?
Money Matters

Joy ne James ku lwaki omuwendo gukola kitono okusinga empisa, engeri okutereka gye kukolamu ng'ensimbi era n'amaanyi g'okwewola, era n'olwaki okukula kulabikira ku bantu abayita mu myaka egy'ekivuvvu.

Okutegeera amabanja, amagoba n'okusasula
Money Matters

Joy ne James ku nteekateeka y'okuwola: omutindo ogutakyuka versus ogukendeera, ekiggyibwako ssente nga tezinnakutuukako, n'ekibuuzo ekimu ekitalina ky'ekwekka.

Okutereka olw'obwetaavu obw'oluganda n'ebigendererwa by'omu maaso
Money Matters

Joy ne James ku lwaki ekisero kimu tekisobola kukola emirimu gyombi: akasente ak'obwangu bw'osobola okutuukako mangu n'okaddamu okuzimba, n'ebigendererwa ebyalagirwa n'ensimbi n'olunaku, olwo omanye omuwendo gw'ensimbi buli mwezi.

Okukuuma PIN yo n'akawunti yo
Your Phone, Your SACCO

Joy and James ku tteeka erimu erisinga obukulu — tewali muntu wa ddala yenna akubuuza PIN yo oba koodi gy'akafuna — wamu n'obukodyo ababbi bwe bakozesa n'eky'okukola mu ssaawa ey'olubereberye singa wabaawo ekintu ekikulowoozesa bubi.

Ebyo by'ofunamu ng'oddukanya akawunti yo ku digito
Your Phone, Your SACCO

Joy and James ku kigasa ddala omukulembeze okudda ku bya digito: engendo n'okulinda by'ofuna, ssente zo z'osobola okulaba buli kiseera, ebikyamu bitono, looni emangu — ne USSD ku ssimu eya bulijjo.

Ebika bya looni bya SACCO, ne engeri ennamba gye zibalirirwamu
Your Phone, Your SACCO

Joy and James ku bika bisatu bya SACCO looni, okulonda ekyamagero ekisaana n'ekiseera ssente zo lwe zituuka, era n'okugeraageranya ebiweebwayo bibiri ku namba zokka bbiri ezitasobola kukwekebwa.

QuickLoan: the growth case for your SACCO
The Growth Room

Joy and James on the short-loan market QuickLoan opens up, why it pulls in younger members, and the revenue it adds — with no cost to try.

Why two balance screenshots never quite match
SACCO Management

Joy and James on posting date versus value date — the two-date rule behind every CAMS entry, why backdating is a feature not a bug, and the one report that ends the argument.

Ebiwandiiko by'ensimbi n'okulipoota eri Omuwandiisi Omukulu
Finance

Buli shillingi SACCO gy’ayingiza n’egifulumya ekomerereza mu biwandiiko byayo eby’ebyensimbi. Ebiwandiiko ebyo, bwe biba nga byakolebwa mu bwesimbu, ne bikkeberwa omukebere w’ebita…

Obuwanguzi bw'ensimbi n'ebipimo ebikuuma SACCO yo nga ennywevu
Finance

Liquidity kye kisobozesa SACCO yo okusasula abammemba bwe basaba, okukola ku by'okuggya ssente n'okuwa amabanja agakkiriziddwa nga bwe gatuukirira. Ekibiina kiyinza okuba nga kigan…

Okuteekawo bajeti n'okugiddukanya
Finance

Bbaajeti y'e SACCO yo pulani y'ebyensimbi ey'omwaka: ky'osuubira okufuna, ky'olowooza okukozesa, n'engeri gy'olinga okukula. Okukola obukulembeze ku bbaajeti kwe kukebereza, buli m…

Amateeka agafuga SACCO yo: Amateeka, ebiragiro n'amateeka ag'omunda
Governance

Buli SACCO ebeera mu nkola y'amateeka. Amamu gaava mu mateeka n'akulira, ate amamu SACCO yegawandiikira. Okumanya etteeka erikola, n'okulikuuma nga likyaliwo, gumu ku mirimu egy'om…

Ani akola ki: emirimu egy'enkomeredde mu SACCO
Governance

Okuddukanya SACCO ennamu kisinziira ku mirimu egitegeerekeka obulungi, buli muntu ng’amanyi ky’avunaanyizibwa. Okugabanya omulimu mu mirimu egy’enjawulo kisinga obulungi obw’okulon…

Enkola y'okudukanya: akakiiko akakulu, obukiiko n'olukuŋŋaana olukulu olwa buli mwaka
Governance

Gavumenti ennungi y’engeri abammemba gye basigalamu nga be bafuga SACCO yaabwe. Eno y’enkola ey’okuteekawo amateeka, okukebera ebitabo, n’okuddukanya bizinensi buli lunaku. Lwaki k…

Enkola z'okulondoola ez'omunda buli SACCO zeetaaga
Governance

Enkola z'okwekebejja ez'omunda ze zikebera buli lunaku okukuuma ssente z'abammemba nga zitereke. Zikakasa nti tewali muntu omu ayinza kutambuza ssente, kukyusa byawandiikibwa oba k…

Okukebera ebitabo: okw'omunda n'okw'ebweru
Governance

Okukebera eby'ensimbi kye kukebera okw'enjawulo okulaba nti ensimbi za SACCO yo, ebiwandiiko, n'enkola zikola bulungi. Waliwo ebika bibiri, era SACCO ekola obulungi ekola byombi. L…

Okuddukanya ebibanja ebyakadde: PAR n'okusolooza
Lending Policy

Obutayisa bulungi bbanja kiba kikolwa ky'okulemwa okusasula amabanja mu biseera ebigereke. Okubuddukanya obulungi kikukuuma ssente zo n'obuyiggo bw'abammemba bo. Ekipimo ekikulu ky…

Okukuuma emboleko zo
Lending Policy

Obukuumi bw'amabanja, olumu buyitibwa credit-life cover, busasula amabanja g'omukulembeze agaba gasigadde bw'afa oba bw'akosebwa obutaddukawo. Bukuuma amaka g'omwewola n'ebitabo by…

Okuteeka akatale ku bboodi: Ebisale, amagoba n'ebibonerezo
Lending Policy

Akagula ka looni kakira amagoba gako. Ke bisale, enkola y'amagoba, ebibonerezo n'ekiseera ky'okusasulira byonna wamu, era abammemba basaana okulaba ekifaananyi kyonna nga tebannate…

Okuteekawo eky'okwewola ekipya
Lending Policy

Eky'okuyambako eky'obukopo ekipya tekisaanidde kutandika na "ka tugende tuteekeewo eky'obukopo ekipya." Kisaanidde kutandika n'ekyetaago ky'omukulembeze ky'oba okozeeko okunoonyere…

Okuwandiika enkola y'emyaaka ey'amagezi
Lending Policy

Enkola y'okwewola ye kitabo ky'amateeka ekiwandiikiddwa ekiraga SACCO yo bw'ewaayo ensimbi. Eteekawo kiki ky'owaayo, ani gw'owa, ku mitindo ki, n'ani ayinza okukikkiriza. Lwaki kik…

Okwekenneenya ebbalege: the 5 Cs
Lending Policy

Okwekenneenya looni kitegeeza okukebera oba omukulembeze asobola okusasula ddala nga tonnamuwola. Enkola ey'edda ye 5 Cs of credit, ekkolebwa abawola ensimbi buli wamu okwekenneeny…

Eby'abakozi n'ebisookerwako mu kuddukanya abakozi
Membership

A SACCO eba nnamanyi nga abantu abagiddukanya bwe bali, era abantu baddukanyizibwa bulungi singa amateeka gawandiikibwa nga teganneetaagisa. Good HR si kuwandiika mpapula kwokka. Y…

Emasheya n'Amagabana
Membership

Omuntu bw'ayingira mu SACCO yo, takyagulawo akaawunti yokka. Aba afuuse omu ku bannannyiniyo. Obwannannyini obwo bukwatagana n'amagabane, era bwe bukozesa SACCO okuba ekibiina ekya…

Obwammemba: okwegatta, eddembe n'okuvaamu
Membership

A SACCO eya babamemba bayo. Bebagiyina, bagiteekaamu ssente era bebagifuga. Amateeka amatuufu ag'obumemba (ani ayinza okwegatta, kiki kyebakola, ne kiki ekibaawo bwebavaamu oba bwe…

Okukwasaganya ensimbi n'obukugira
Membership

Ensimbi kye kintu ekisinga okwangu okubula n'okuzibu okuzuula. Okukwasaganya ensimbi obulungi kukuuma ensimbi z'abammemba bo, abakozi bo, n'ekitiibwa kya SACCO yo. Ekitundu ekising…