Learn CAMS.
Grow your SACCO.
Free courses, step-by-step articles and podcasts for SACCO staff and members — in English, Luganda and Kiswahili.
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Structured courses, lesson by lesson
Each course walks one role through CAMS end to end — finish the lessons, then take the exam here to earn a certificate.
Accounting in CAMS
Set up and run the SACCO books in CAMS: chart of accounts, reconciliation, and financial reports.
Start course AML & ComplianceAnti-Money Laundering for SACCOs
What money laundering is, how it reaches a savings and credit institution, and what you are expected to do about it. Starts with the knowledge every staff member needs, then covers the Wakandi AML Risk Monitoring tool that turns it into daily work.
Start course USSDBanking by USSD
Use your SACCO from any phone by USSD. Set your PIN, save, check balances, borrow and repay, and pay to accounts.
Start course Getting StartedCAMS Admin Essentials
Get started in CAMS Admin: sign in, find your way around, find a member, and register a new member.
Start course Settings & AdministrationCAMS Administration
Administer CAMS: administrators, savings and share products, the SACCO policy, holidays, and fees, penalties and interest.
Start course Cashier & TellerCAMS for Tellers
Test your everyday teller skills in CAMS: serving members, processing transactions, and checking balances. Pass the exam to earn your Wakandi certificate.
Start course LoansLoans Processing
Handle loans end to end: products, applications and approval, disbursement, collateral and guarantors, and rescheduling.
Start course MembersMember Management
Create and maintain members: detailed profiles, savings and share accounts, KYC and supporting details, and the transaction PIN.
Start course ReportsReports & Data
Find and use the reports in CAMS: the reports area, loan reports, and savings reports.
Start course Member AppUsing the Member App
Everything a member can do in the app: sign in, save, withdraw, borrow and repay, and manage your profile and details.
Start courseLatest articles
Statements that generate, summaries that add up
A reports-and-corrections release. Income statements get two fixes, an incorrect loan summary is corrected, inter-branch transactions work again in…
Read moreFields you can edit, members you can unblock
Highlighted fields on a quick loan product can now be edited directly, the option to unblock a member is back in V2, and loan officers, tellers and…
Read moreStaffing and HR essentials
A SACCO is only as strong as the people who run it, and people are managed best when the rules are written down before they are needed. Good HR…
Read moreShares and dividends
When a person joins your SACCO, they don't just open an account. They become a part-owner. That ownership is expressed through shares, and it i…
Read moreMembership: joining, rights and leaving
A SACCO belongs to its members. They own it, fund it and govern it. Clear, fair membership rules (who can join, what they commit to, and what h…
Read moreLiquidity and the ratios that keep your SACCO healthy
Liquidity is your SACCO's ability to pay members when they ask, to honour withdrawals and fund approved loans as they fall due. A society can b…
Read moreThe Growth Room and more
Appraising a loan: the five Cs
The silent leak — winning back the lending you lose to mobile apps
Grow on trust — the quiet lever everything else stands on
One loan or thirty? Making the same money work ten times harder
Audit: internal and external
Budgeting and budgetary control
Cash handling and controls
Who does what: the core SACCO roles
Managing delinquency: PAR and recovery
Governance: board, committees and the AGM
Internal controls every SACCO needs
Appraising a loan: the 5 Cs
Writing a sound loan policy
Protecting your loans
Developing a new loan product
Financial statements and reporting to the Registrar
Liquidity and the ratios that keep your SACCO healthy
Membership: joining, rights and leaving
Pricing a loan: fees, interest and penalties
Shares and dividends
Staffing and HR essentials
The rules that govern your SACCO: Acts, regulations and by-laws
Switching a loan product's guarantors to Self only
