Academy

AML & Compliance

2 min · 4 steps

The AML Reports screen

Find the reports your institution owes the authority and track each one from draft to submitted.

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3 min · 5 steps

How to trace a transaction and see which rules ran

Find one transaction and see exactly which rules were run against it and which ones matched.

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2 min · 4 steps

How to open a member's AML profile

Open a member's AML profile to see their risk classification, KYC status and recent activity in one place.

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3 min · 5 steps

How to screen a name against sanctions lists

Check a person or organisation against international sanctions lists and against your own local list.

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2 min · 3 steps

How an AML case is scored

Read a case's score, matched pattern and evidence so you can tell how strong the flag really is.

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4 min · 7 steps

How to work an AML case

Pick up a case from the queue, record what you found, and move it to the right status.

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2 min · 3 steps

The AML Risk Monitoring dashboard

The dashboard is the screen to open first each morning: it answers "is anything urgent today?" in one look.

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2 min · 3 steps

The eleven AML monitoring rules

The eleven monitoring rules in Wakandi AML Risk Monitoring, and the behaviour each one looks for.

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3 min · 6 steps

Records, retention and being ready for an inspection

The records an inspector will ask for, and the clocks that decide how long each one must be kept.

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4 min · 7 steps

Your duty to report, and why you must never tip off

When a transaction must be reported, who decides and files, and why the member must never find out.

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3 min · 5 steps

Red flags: what suspicious activity looks like in a SACCO

Recognise the everyday warning signs of laundering at a SACCO, and know what to do the moment you see one.

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4 min · 7 steps

Politically exposed persons and sanctions: what the checks are for

Why members are screened against politically exposed person and sanctions lists, and what a hit does and does not mean.

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4 min · 7 steps

Customer due diligence and the risk-based approach

Decide how much checking a member needs, using the three levels of due diligence your policy sets.

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4 min · 9 steps

Know Your Customer: getting a member identified properly

Identify a new member correctly at onboarding, so the record is complete, verified and usable when a question comes later.

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3 min · 5 steps

Why a SACCO is a target, and what is expected of you

Why savings and credit institutions attract money launderers, and the duties that follow for your institution and for you.

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3 min · 6 steps

What money laundering is, and how it works

What money laundering is, how criminals do it in three stages, and why a savings institution sits in the middle of stage one.

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3 min · 5 steps

How to export AML analytics

Pull a rule performance summary or a transaction export for a date range you choose.

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4 min · 6 steps

How to add AML users and choose their role

Add someone to Wakandi AML Risk Monitoring and give them the right role.

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4 min · 4 steps

Customer baselines: how normal is worked out

See what the system treats as normal for one member, and why that decides whether their activity is flagged.

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5 min · 4 steps

How to set your AML configurations

Set the thresholds, deadlines and windows that the built-in monitoring rules read.

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6 min · 6 steps

How to tune an AML monitoring rule

Change how sensitive a monitoring rule is, and choose who gets told when it fires.

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3 min · 5 steps

Keeping due diligence up to date

A member's file describes them on the day it was made. This lesson is how to notice when today's behaviour stops matching it.

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3 min · 5 steps

Write notes that survive an inspection

When you decide an alert is nothing, the note you write is the only thing that survives. This lesson is how to write it.

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