Academy

Podcasts

The Growth Room and more — listen while you work.

Money Matters

Straight talk about your money — for members.

Why save? Why join a SACCO? Why borrow — and why borrow responsibly? When should you take a loan? Why repay your loan on time? How small savings help you grow Understanding loans, interest and repayments Saving for emergencies and future goals

SACCO Management

Running the institution well — for staff and leadership.

Audit: internal and external Budgeting and budgetary control Cash handling and controls Who does what: the core SACCO roles Managing delinquency: PAR and recovery Governance: board, committees and the AGM Internal controls every SACCO needs Appraising a loan: the 5 Cs Writing a sound loan policy Protecting your loans Developing a new loan product Financial statements and reporting to the Registrar Liquidity and the ratios that keep your SACCO healthy Membership: joining, rights and leaving Pricing a loan: fees, interest and penalties Shares and dividends Staffing and HR essentials The rules that govern your SACCO: Acts, regulations and by-laws Why two balance screenshots never quite match

Your Phone, Your SACCO

Getting the most out of the digital and USSD channel.

Protecting your PIN and your account What you gain by managing your account digitally SACCO loan products, and how the numbers are worked out

The Growth Room

Growing your SACCO or microfinance institution.

Appraising a loan: the five Cs The silent leak — winning back the lending you lose to mobile apps Grow on trust — the quiet lever everything else stands on One loan or thirty? Making the same money work ten times harder QuickLoan: the growth case for your SACCO

Borrowed Money

Running a microfinance loan book on capital you had to borrow.

What your money costs before you lend it

More Academy podcasts

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