Course
Loans Processing
Handle loans end to end: products, applications and approval, disbursement, collateral and guarantors, and rescheduling.
01
How to add a loan product
Set up a loan product: the template that fixes amount, interest, tenure and repayment rules for every loan created from it.
02
Loan product charges, stages and accounting
Finish a loan product: attach its charges, set who handles each workflow stage, and map its ledgers so loans post to the right accounts.
03
Capture a new loan application for a member
Start a loan application for a member and check every detail while it can still be edited.
04
How to appraise a loan application
Read a loan application end to end — the header, the panels and the history — before anyone decides it.
05
How to add collateral and guarantors to a loan
Attach guarantors to a loan and record the assets a member has pledged behind it.
06
How to approve loan applications
Decide an application at your stage: approve it forward, hold it for more information, or reject it.
07
How to disburse a loan (cash and mobile money)
Pay out an approved loan, as cash at the teller or straight to the member's mobile-money wallet.
08
How to record a loan repayment
Record a member's loan repayment at the teller, then check it landed on the loan.
09
How to top up a loan
Add more money to a loan a member already has, without repaying and reapplying first.
10
How to reschedule a loan
Rebuild a loan's repayment plan so it matches what the borrower can now pay — after their circumstances change, or to restructure arrears.
11
Write off a loan you cannot recover
Write off a loan your institution has accepted it will not recover, then confirm the result.
Certificates
Start exam
Finish the lessons, pass the exam, earn your certificate.
The exam runs here on Wakandi Academy — free, no sign-in needed.