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Write off a loan you cannot recover
Write off a loan your institution has accepted it will not recover, then confirm the result.
Read moreHow to repay a loan using a blocked amount
Record a loan repayment paid from money that is blocked (held back and not available to spend) on the member's own account.
Read moreHow QuickLoan works, end to end
Every month, a member with an urgent need skips your queue for a mobile lender that answers in seconds instead of days — and the interest that could have stayed with your SACCO lea
Read moreSet Up an Everlasting QuickLoan Campaign (Generic Open Amount)
One QuickLoan campaign, one link that keeps working — even for members who missed, deleted, or forgot the original text message.
Read moreLoan product charges, stages and accounting
Finish a loan product: attach its charges, set who handles each workflow stage, and map its ledgers so loans post to the right accounts.
Read moreHow to change a loan product's guarantor setting to Self only
Stop other members guaranteeing loans on a product, so borrowers back their loans with their own savings only.
Read moreHow to allow member guarantors on a loan product and set how many
Let members guarantee each other's loans on a product, and set how many guarantors each new loan needs.
Read moreReconcile Business Account collections against your bank
Read your Business Account tabs in the right order, so you can explain the gap between the wallet balance and the money in your bank.
Read moreCheck what a guarantor already covers before you approve
Check how many loans a member already guarantees, and how much cover they have given, before you accept them as a guarantor again.
Read moreSet up loan provisioning bands for risk classification
Create the provisioning criteria that CAMS uses to classify loan risk and drive your provisioning figures.
Read moreCreate a Credit Product Policy in Settings
Create a credit product policy in Settings, so a lending product carries the credit rules and limits your SACCO has agreed.
Read moreCheck that account balances match the ledger
Run the CAMS account balance reports and match them against your ledger figures before you close a period.
Read moreCheck share capital before you pay dividends
Produce a point-in-time report of member share positions and download it as your evidence.
Read moreCollect the fees on a loan application before you disburse
Collect and confirm every fee on a loan application, so a loan is never funded with fee income still outstanding.
Read moreCapture a new loan application for a member
Start a loan application for a member and check every detail while it can still be edited.
Read moreChoose which background jobs run for a credit association
Turn the background jobs on or off for one credit association, so its automatic processes run as intended.
Read moreSet up a SACCO's fee configuration and its effective dates
Set the fees a SACCO is billed for, and the dates the version applies from, so its invoices carry the right prices.
Read moreSet the budget and credit limits for a Quick Loan campaign
On the Product and Budget step, you size the campaign's real earning potential. The Savings Multiplier and how much you lend out directly set how much interest income this run can
Read moreStart a loan's repayments on a date you choose
Set the date a borrower's first repayment falls due, separately from the day the loan is paid out.
Read morePrepayment Recalculation Methods
See what happens to a loan's repayment schedule in CAMS when a member pays early or pays more than the instalment due.
Read moreHow to record a loan repayment
Record a member's loan repayment at the teller, then check it landed on the loan.
Read moreLoan approvals now respect roles and your Credit Product Policy
Approve, reject or hold a loan application in CAMS. Each stage is limited by your role and by the loan product's Credit Product Policy.
Read moreHow to reschedule a loan
Rebuild a loan's repayment plan so it matches what the borrower can now pay — after their circumstances change, or to restructure arrears.
Read moreHow to add collateral and guarantors to a loan
Attach guarantors to a loan and record the assets a member has pledged behind it.
Read moreHow to top up a loan
Add more money to a loan a member already has, without repaying and reapplying first.
Read moreHow to disburse a loan (cash and mobile money)
Pay out an approved loan, as cash at the teller or straight to the member's mobile-money wallet.
Read moreHow to add a loan product
Set up a loan product: the template that fixes amount, interest, tenure and repayment rules for every loan created from it.
Read moreHow to appraise a loan application
Read a loan application end to end — the header, the panels and the history — before anyone decides it.
Read moreHow to approve loan applications
Decide an application at your stage: approve it forward, hold it for more information, or reject it.
Read moreRun a loan campaign (activate a loan offer)
Every day this campaign isn't live is a day a member with an urgent need borrows from a faster fintech lender instead of their own SACCO. Launch a ready-made loan offer to members
Read moreTrack and manage your campaigns
See the campaign turning into real numbers: what's been disbursed, what's been repaid, what it's earned so far — and catch a run that has stalled before it wastes reach you already
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