How to create or update the SACCO policy

Settings & Administration Updated 14 Aug 2026 Version 1

Summary

Create or change the rules your SACCO runs by on the Policies screen in CAMS Settings.

About 4 minutes · 7 steps. Also called: SACCO rules, membership rules, lending policy, loan policy, policy setup.

Prerequisites

  • A CAMS sign-in whose role includes Settings.
  • The values you want to set, decided and signed off beforehand.

Step-by-step

  1. Sign in to CAMS Admin.
  2. In the left menu, click Settings to expand it. The Settings items appear underneath.
  3. Click Policies and wait for the first tab to load. The screen has four tabs: Credit Group Policy, Membership Policy, Credit Product Policy and Holidays.

The Policies screen with the four policy tabs across the top and the Edit button on the open tab
Figure 1: The Policies screen with the four policy tabs across the top and the Edit button on the open tab

  1. Click the tab you need. Credit Group Policy holds the SACCO-wide credit rules, Membership Policy covers joining fees and who can join, and Credit Product Policy covers limits and other credit-product rules. Holidays has its own lesson: How to configure holidays and working days.
  2. To change a policy, open it first. Membership Policy and Credit Product Policy show a list, so find the policy and click it. Credit Group Policy shows its settings directly on the tab.
  3. Click Edit, change the values you need, and save. The page updates.
  4. To add a new policy on Membership Policy or Credit Product Policy, use the create action in the list header. Fill in the name and the other required fields, then save.

Warning: A saved policy can affect new applications straight away. Tell the people who take applications first.

Common pitfalls & FAQ

  • Where is the Saccos policy? In CAMS Admin V2 those group-level settings live on the Credit Group Policy tab. Same policy, clearer name.
  • I cannot find the Edit button. Check the tab — each one has its own settings. On the two list tabs, open a policy from the list first.
  • Will this change past records? No. A saved policy applies to what happens after you save it. Loans and members already on file keep their terms.
  • The form will not save. A required field further down the page is probably empty. Scroll the whole form and fill every mandatory field.

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