How to configure holidays and working days

Settings & Administration Updated 14 Aug 2026 Version 1

Summary

Set your SACCO's working days and public holidays so loan schedules and arrears follow real business days.

About 4 minutes · 8 steps. Also called: holiday calendar, working days, public holidays, business days, non-working days.

Prerequisites

  • A CAMS sign-in with permission to open Settings.
  • Your public holidays for the year, with names and dates.
  • Your normal working days, for example Monday to Friday.

Step-by-step

  1. Sign in to CAMS Admin.
  2. In the left menu, click Settings, then Policies.
  3. Click the Holidays tab. The working-day tick boxes and the holiday list appear.

The Holidays tab on the Policies page, with the working-day tick boxes above the holiday table
Figure 1: The Holidays tab on the Policies page, with the working-day tick boxes above the holiday table

  1. Under Working Days, tick every day your SACCO operates. A common setup ticks Monday to Friday and leaves the weekend unticked.
  2. Click Save. The message "Working Days has been submitted successfully" appears.
  3. Click Add Holidays. The fields for the holiday's details appear.
  4. Type the Name and pick the Date (both required), then turn on Recurring if the holiday falls on the same date every year. You can add several before saving.
  5. Click Save. The holidays appear in the table and feed schedule and arrears calculations from now on.

Tip: The pencil and trash icons in a row edit or delete that holiday, and the search bar finds an entry.

Note: The calendar applies where the product supports it. After a change, check one product's schedule instead of assuming every product shifts.

Common pitfalls & FAQ

  • The holiday list is empty. Nothing is broken; no holidays are set up yet. Add the first with Add Holidays, ideally before the year starts.
  • How do holidays affect due dates and arrears? CAMS works in business days, so a due date moves off a non-working day. Holidays and weekends also stay out of arrears counting, so a loan does not age into delinquency over a public holiday.
  • Do I have to add holidays every year? Only the ones whose date moves. Recurring holidays carry over on their own.
  • I changed working days but the loans look the same. Check you clicked Save and saw the success message. Schedules already issued stay as they are; the calendar shapes what is calculated from now on.

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