Ebisasulwa ku pulodukiti y'emyafuubano, emitendera n'okubala ebitabo

Amabanja Kyakyusibwa 14 Aug 2026

Ekifunze

Maliriza eky'okugaba amabanja: kikwatiseeko ensimbi ezikigenderako, teekawo abanaakikwasaganya buli kifo, era kigattiseeko ebitabo byakyo eby'okubaliramu amabanja galage mu akawunti entuufu.

Ddakika nga 4 · Ebitundu 7. Era kiyitibwa: ensimbi z'amabanja, okubala eby'okugaba, okugatta ebitabo, ebitundu by'okukkiriza.

Ebyetaagisa

  • Eky'okugaba ekyatandikibwa mu Engeri y'okwongeramu eky'okugaba amabanja.
  • Ensimbi ezikigenderako eziteekeddwako ku tabu ya Fee & Penalties. Laba Ensimbi ezikigenderako n'emitindo.
  • Ebitabo byo ebya Chart of Accounts. Laba Okuteekawo Chart of Accounts.

Amanywa ag'okugoberera

  1. Yingira mu CAMS.

  2. Mu menu eri ku kkono, gaziya Settings, oluvannyuma nyiga Products, era ggulawo eky'okugaba kyo ku tabu ya Loan Product. Oba weeyongerere mu foomu eyaggulwawo ey'okukola.

  3. Mu Guarantors and Collateral, teekawo ebyetaagisa ku bafafana, Minimum Number of Guarantors, Collateral Type ne Collateral Ratio. Abakozi bakola ennyingo y'abantu abatuufu n'ebintu ku buli bbanja — laba Engeri y'okwongeramu eby'obukwasi n'abafafana ku bbanja.

  4. Mu Loan Product Charges, kwatako ensimbi ez'okukola n'ez'obuweereza eky'okugaba kino kigenderako.

  5. Mu Loan Product Stages, buli kitundu (Fee & Payments, Funding) kiraga Default Role ne Default Assignee: ani akikwasaganya nga tennaba kugabwa. Kigattiseeko n'abakkiriza bo.

  6. Mu Accounting Settings, gatta buli kifo ku kitabo kya Chart of Accounts. Ebifo bino: Loan Portfolio Account, Accrued Account, Income From Interest, Expenses/Losses Written Off, Overpayment Account, Loan Suspense Account ne Income from write-off.

    Ekitundu kya Accounting Settings eky'eky'okugaba amabanja, ekigatta ebifo bya Loan Portfolio, Accrued Interest, Income, Write-off, Overpayment ne Suspense ku bitabo bya Chart of Accounts
    Figure 1: Ekitundu kya Accounting Settings eky'eky'okugaba amabanja, ekigatta ebifo bya Loan Portfolio, Accrued Interest, Income, Write-off, Overpayment ne Suspense ku bitabo bya Chart of Accounts

Laba: Gatta ekika kya akawunti. Portfolio, Accrued ne Suspense bwe Bintu (Assets), Income From Interest kye kitabo ky'Ensimbi ez'Obuyingizi (Income ledger), Write-off kye Kigenda (Expense), era Overpayment kye Kibanja (Liability). Ekika ekikyamu kifuula amabanja okugenda mu kifo ekikyamu.

  1. Seetula okutuuka ku nkomerero, kebera buli kitundu, oluvannyuma nyiga Save era teeka Status ku Active. Abakulu b'amabanja n'abawandiisi kati basobola okulonda eky'okugaba.

Amagezi: Ebifo ebyetaagisa bisinga okubeera wansi w'ekiraga ekisooka. Seetula wansi ddala nga tonnaba kukuuma.

Ebizibu ebisangibwa n'Ebibuuzo Ebisookerwako

  • Ensimbi ezikigenderako zibuze ku lukalala. Kikole ku tabu ya Fee & Penalties olubereberye, oluvannyuma ggulawo foomu.
  • Abakulu tebasobola kulaba eky'okugaba. Kebera nti Status eri Active. Erinnya liraga mu kolomera lya Product wansi wa Accounts > Loans.
  • Okulonda kwa QuickLoan tekukigaba. Okulonda kulonda eby'okugaba okuyita mu Credit Product Policy wansi wa Settings > Policies.

Ddayo ku musomo: Okukwasaganya Emiyenda