There's no Shares card, or nothing opens.

Your SACCO opens share accounts for members. If you expect to hold shares, ask them to check the account exists and is active.

My share count looks small.

Share value depends on the price per share your SACCO sets, so the count and the balance differ. Ask your SACCO if the number looks wrong.

Can I buy more shares here?

Not from this screen. If your SACCO offers USSD, you can contribute there: pick the share account, enter the amount, and check the total shown — it includes any fee. USSD contributions post in real time, so make sure you pay into shares, not savings. If a contribution doesn't show, take your confirmation message to the SACCO.

What's the difference between shares and savings?

Savings is money you pay in and take out. Shares are your ownership stake in the SACCO.

View your shares

Member App Updated 28 Aug 2026 Version 1

Try it on your phone — a real, hand-built simulation of the Member App below. Nothing you do here touches a real account. It opens where you would be after signing in. Watch this flow for the whole path to the screen this article is about, or tap through it yourself.

In the app

Test on your own phone

Scan the QR code and see a demo on your own phone

Or by USSD — no smartphone needed

Test on your own phone

Summary

See how many shares you hold in your SACCO and what they are worth. About 3 minutes · 5 steps. Also called: my shares, share account, share value.

Prerequisites

You can sign in — see How to sign in to the member app.
A share account your SACCO has already opened for you.

Step-by-step

Open the member app and sign in — see How to sign in to the member app.
Under My Savings and Credits, tap your SACCO to open it.
On the Shares card, tap See Details. Your share account opens.
Read Product Name, Account Number and Total Share. Total Share counts the shares you own — a number of shares, not money.
Read the balances and Status. The balances show what your shares are worth in your currency. Reserved Balance and Available Balance work as they do for savings — View your savings explains them.

Note: This screen is a view only. Your SACCO handles share withdrawals and transfers for you.

Common pitfalls & FAQ

There's no Shares card, or nothing opens. Your SACCO opens share accounts for members. If you expect to hold shares, ask them to check the account exists and is active.
My share count looks small. Share value depends on the price per share your SACCO sets, so the count and the balance differ. Ask your SACCO if the number looks wrong.
Can I buy more shares here? Not from this screen. If your SACCO offers USSD, you can contribute there: pick the share account, enter the amount, and check the total shown — it includes any fee. USSD contributions post in real time, so make sure you pay into shares, not savings. If a contribution doesn't show, take your confirmation message to the SACCO.
What's the difference between shares and savings? Savings is money you pay in and take out. Shares are your ownership stake in the SACCO.

Back to course: Using the Member App